Smart Money
Smart Business


Money
2 Billion people need more information to help them access banking systems and benefit from financial products.
In America 76% of people survive paycheck to paycheck and many have less than US$500 saved to meet financial shock of unemployment, or unexpected expense. 9.6 Million UK households have zero savings.
Teaching Money Skills to Students improves their financial capability, but Workers also need Financial Information at the point of action, when they are faced with making important financial decisions about Loans, Savings or Pensions.
InWork seeks to deliver financial education to help both Students and Workers understand how best to manage their money and benefit from using Financial Products.
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Pensions
Currently 43 Million Americans are aged over 65. Within next 30 years, by 2050 the number of Americans aged over 65 is forecast to double to 84 Million.
This is a Demographic Time Bomb and governments in many countries do not have the resources to pay Pension costs.
Many small US Employers pay a contribution of just 3% of Annual Salary into a Pension and some large US Employers pay a 10% of Annual Salary,
but pensions experts say a contribution of 15% is typically required.
US citizens can take out a 401K financial plan to make their own additional contributions to their pension.
InWork seeks to provide information about Pension products and how to convert a Pension in to an Annuity, to secure you lifetime retirement income.
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Financial
InWork explains basic features of Financial Products and Services such as:
Bank Accounts
Debit Cards
Online Banking
Mobile Payments
Student Loans
Mortgages
Savings
Investments
Pensions
Robo Advisors
Brokers
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Business
InWork teaches Business Skills and information about topics such as:
Business Plan
Minimum Viable Product
Competitors
Risk
Operating Costs
Cashflow
Profit & Loss
Distribution Channels
Digital Marketing
Investment Capital
Shareholders
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